The most important Investment advice is to Get Involved in your own financial process. Don't give up Investing because of the downturn in Market conditions. Modify your strategy, perhaps by moving into more conservative investments such as C.d.'s or Treasury Bills, but by stopping your investments you guaranty failure.

Research...What is your current position? How much are you ahead or behind?

Adjust ... Will you stay the course? Should you move into a more conservative position?

Seize Opportunities...The overall reduction in Interest rates have made borrowing money very cheap. Have you moved from higher rate loans to lower rate ones?

Seek Advice.....Don't ignore your finances. Seek the help of a Qualified professional to get back on track.

Set A Goal......Do It Now. The longer you wait to take hold of your financial situation the more you lose whether it is in the area of Income Tax or Personal Growth...Make your move and get your head out of the sand.